What Is Long-Term Care Insurance and How It Works for Your Clients
Long-term care insurance continues to be an important part of retirement and risk planning, yet many clients have a limited understanding of what it covers or when it pays. As a br
How CFOs Can Control Self-Funded Pharmacy Costs
Pharmacy costs are rising faster than many other components of employer health spending. For self-funded groups, these increases are even more difficult to ignore because every dol
What Every CFO Needs to Know Before Group Benefits Renewals Hit
Why: Timed for peak benefits season (Oct/Nov) and relevant to economic uncertainty. SEO-friendly keywords: group benefits renewals, employee benefits cost control, health insuranc
How CFOs Can Lower Their Workers’ Comp Experience Modification Factor (X-Mod) and Cut Premium Costs
Workers’ Compensation costs are climbing again.In 2025, rate filings across multiple states show average premium increases between 5–9%, driven by rising medical costs, higher